If you plan to enroll in the summer session, limited funding may be available through the Financial Aid Office and some academic departments. Contact your department directly for more information about any financing they may offer.
To qualify for most loans or grants, you must:
Federal Work-Study Requirements
Federal Work-Study does not require you to be enrolled in classes. To apply, submit the Summer Work-Study application by, April 30, 2024.
Be sure to apply as soon as possible so that we can determine your eligibility for loans before the end of the summer session Drop/Add period.
Back to TopThe following loan programs may be available to eligible students who enroll in the USC summer session at least half-time (6 units) and follow the application instructions below.
Please be aware that your loan could be cancelled if it is based on plans to enroll in two (2) summer sessions and you do not complete both sessions, or if your total enrollment drops to less than half-time for the entire summer.
Instructions for submitting your documents can be found in the Help & Contact page. Your summer loan application will appear on the “Required Info and Forms” page of your FAST portal.
Federal Direct Subsidized and/or Unsubsidized Loans
Submit your Summer Loan Request form through your Financial Aid Summary and Tasks (FAST) portal, starting March 18, 2024.
Please Note: Direct Loans are available on a limited basis for summer study. You may have some limited eligibility for loans if you:
Federal Direct Parent PLUS Loan
This loan is for parents of undergraduate students.
Private Financing
Available for all students.
Loan Advisory
Before applying for private loans, students should exhaust all Federal Title IV assistance available, including Federal Pell Grants, Direct Loans and Direct Parent PLUS Loans. The repayment terms of federal loan programs may be more favorable than those for private loans.
Private student loans cannot be included in Federal Direct Consolidation Loans, are not eligible for federal Income-Based Repayment plans and are not eligible for Federal Economic Hardship Deferments.
Visit Private Financing for more information.
Back to TopContinuing students can earn up to $3,500 through summer Federal Work-Study. You are not required to be enrolled in summer classes to qualify. Funds are awarded to students with the greatest financial need who:
Potential Effect on Your Future Financial Aid Eligibility
The federal government requires that summer Federal Work-Study earnings—minus any employment-related expenses—be considered when determining your financial aid eligibility for the following academic year. As a result, your eligibility for other financial aid programs may be reduced.
Back to TopCal Grant recipients can request that a portion of their funds be used for the summer session. To be considered, you must:
Instructions for submitting your documents can be found in our Help & Contact page.
Please note: When calculating your overall Cal Grant eligibility, the California Student Aid Commission (CSAC) considers the summer session a full semester of eligibility. This means your eligibility for the regular academic year will be reduced by an equivalent amount, so it is in your best interest to maximize your summer session unit count. Twelve (12) units are required for the full-time grant, six (6) for the half-time grant.
Back to TopApplicants for a summer session Federal Pell Grant must:
If you are eligible for Summer Pell Grant funding, your eligibility will be automatically included on your financial aid summary when you enroll in summer courses.
If you wish to have your Summer Pell Grant added to your financial aid summary before you enroll in classes, please complete a Summer Pell Grant Form and list the courses that you are planning to take. Please upload your application form through the “Document Library” of your FAST portal as an “Unknown or Unlisted” type of “Financial Aid Document.”
Students who do not enroll in summer courses will not use their summer Pell Grant eligibility.
*Pell Grant Lifetime Eligibility Used (LEU): Federal regulations allow students to receive a maximum of 12 full-time equivalent semesters of Pell Grant funding while they are completing their first undergraduate baccalaureate degree. Using a Pell Grant during summer counts against your lifetime eligibility. To find out how much Pell Grant funding you have already received, and how much of your lifetime eligibility remains, please visit studentaid.gov and log in with your FSA ID.
For more information about how the lifetime eligibility limit is calculated, please visit the Department of Education website.
Declining Your Pell Grant Award
Although we are required to award you a Pell Grant for summer enrollment, you have the right to decline it to preserve your Lifetime Pell Grant Eligibility for a future semester.
To decline Pell Grant funds, please submit a Summer Pell Grant Form and check the box indicating that you do not wish to use your Summer Pell Grant. Please upload your application form through the “Document Library” of your FAST portal as an “Unknown or Unlisted” type of “Financial Aid Document.”